MF vs Stocks allocation
MF category mix
Top MF performers
Top stock gainers
⚠ Risk concentration alerts
THIS MONTH'S ACTION PLAN
Upload your files to get your personalised SIP action plan.
Portfolio health score
Score breakdown
📊 Portfolio Risk-Return Profile
Based on your actual holdings and historical returns
⏳ Upload your Excel files to see your portfolio's risk-return classification.
Drawdown Analyzer
How far your portfolio fell from its peak — and how fast it recovered
Max Drawdown
—
Peak → Trough
Current Drawdown
—
From last peak
Recovery Time
—
Months to recover
Peak Portfolio Value
—
Highest cumulative invested
| Fund name | Category | Lots | Avg buy NAV | Invested | Current value | Gain / Loss | Return % | CAGR | Holding |
|---|
| Stock | Sector | Risk | Quantity | Avg buy price | CMP (₹) | Invested | Market value | P&L | Return % | CAGR | Holding |
|---|
◈ Analyst actions
Tax harvesting assistant
FY Indian equity tax — LTCG 12.5% (held >1yr, gains >₹1.25L) · STCG 20% (held <1yr)
Monthly MF investment flow
Stock sector P&L
Portfolio ratios
XIRR estimate
Money-weighted return computed from your actual lot dates and amounts:
Holding period distribution
LTCG (held >1yr, 12.5% tax) vs STCG (held <1yr, 20% tax) · Capital deployed per bucket
Portfolio overlap detector
Where your MF holdings and direct stocks are exposed to the same sectors — double concentration risk
Sector Rotation Wheel
Combined MF implied + direct stock sector exposure · overweight / neutral / underweight vs equal-weight benchmark
Benchmark comparison
Historical average CAGR — your portfolio vs market benchmarks · ⚠ Benchmark figures as of Jan 2025 — may diverge from current index returns
Your funds vs category benchmark
Portfolio Alpha (Estimated)
CAPM heuristic · proxy beta · not true regression-based Jensen's Alpha
Monthly investment heatmap
Yearly investment totals
Monthly breakdown
Cumulative invested over time (MF + Stocks)
Set your goal
Target corpus
Target year
Expected annual return (%)
Wealth projection
SIP scenarios — monthly amount needed to reach goal
Milestone tracker
Monte Carlo SIP simulator
500 randomised market paths · P10 / P50 / P90 probability corridors · 18% annualised volatility
Adjust goal sliders above to run simulation.
Each path simulates monthly SIP investing with random GBM returns drawn from historical Indian equity volatility.
The green band is the optimistic range (P75–P90),
the red band is pessimistic (P10–P25),
and the solid green line is the median outcome.
The dashed blue line is the deterministic projection at exact target rate.
The dashed red line is your goal corpus.
📈
SIP Step-Up Planner
Model the impact of increasing your SIP by a fixed % every year — the most powerful wealth-building habit.
Configure step-up
Starting monthly SIP
Annual step-up rate
0% (flat)10% (typical)20%30%
Expected return p.a.
Investment horizon
3y10y20y35y
Corpus growth — flat vs step-up
Monthly SIP over time
Step-up vs flat — see how the burden grows
Step-up rate scenarios
Final corpus comparison across annual escalation rates
SIP escalation schedule
Your SIP amount, cumulative investment, and projected corpus at each milestone year
Target allocation
Set your ideal portfolio mix
Mutual Funds (MF)70%
Large-cap Stocks20%
ETF / Index10%
Total allocation100%
Current vs target
Rebalancing action plan
Exact moves to reach your target allocation
How rebalancing works
Rebalancing restores your intended risk profile by selling overweight assets and buying underweight ones. It enforces discipline by locking in gains from outperformers and deploying into laggards at lower prices. Aim to rebalance when any class drifts more than ±5% from target, or at least once per year. Note: selling in India attracts STCG (20%) or LTCG (12.5%) — factor this in before executing. Consider rebalancing via new SIP deployment into underweight assets first, to minimise taxable events.
Import new Excel data
Drop your broker-exported Excel files below — the dashboard updates instantly with no Python or server required.
① Mutual Funds file
📊
Drop MF Excel file here
or click to browse — .xlsx / .xls
② Stocks file
📈
Drop Stocks Excel file here
or click to browse — .xlsx / .xls
IndexedDB backup
Export or restore saved dashboard data
Wealth waterfall — where your money came from
Starting capital → SIPs added → MF gains → Stock gains → Current portfolio value
Amount
% of final
Waterfall breakdown
Wealth composition insight
—
/ 100
LOADING SIGNAL…
Analysing your portfolio…
Upload your Excel files to get a personalised daily action signal.
This week at a glance
Key portfolio events in the next 7 days
Action items
Weekly investor checklist
Tap to mark done — resets each week